I am looking for any service that allows me to key in the debit card of a customer without having the card with me.
These are customers living in another city for whom every penny counts and therefore having zero fees for them, and I will be optimal.
They pay every month a fixed amount, but I need to check with them to make sure they have funds first. If they do, I'd need to run the number of their debit card and collect. It is always a few hundred dollars, and there should be between 5-10 transactions monthly.
I checked PayPal, but it requires one to have the debit card physically at the moment, and the fees are not zero.
With all the fin-tech services out there I suspect, there should be one that fits these requirements.