Payments · Mobile payments

Braintree vs. Stripe?

Lucas Jaz

August 28th, 2015

Any thoughts - positive or negative from those that have used braintree or stripe and the pros and cons of each? Trying to decide between the two.


August 28th, 2015

I don't have the time right now to go in-depth about this, but I just wanted to drop a vote for Stripe, having used it extensively. Good luck!

Janice Mandel Writer, Communications Strategist, Advisor

August 28th, 2015 is transitioning away from Braintree to Stripe. The benefit to platform subscribers is 1. They maintain an individual account with dashboard to track easily and 2. Get paid faster, in days. Braintree is a shared account model that we could not use as we grow into multi-user locations. Sent from my iPhone

Chris Korhonen Experienced Product Engineer & Leader, CTO of Minibar Delivery

August 28th, 2015

Depends what you are trying to do. 

For basic payments then Stripe is likely quicker to get up and running, implementation is straightforward with both. Braintree offer decent incentives (free processing on first $50k) and both generally offer better rates once you're processing at scale (though you can probably find even better rates if you bring your own merchant accounts). 

For anything more complex like marketplace setups then it depends on your requirements.


Chavous Camp

August 28th, 2015

The initial $50k incentive from Braintree is very compelling... I can say, though, that I successfully used stripe for several years before moving to a more "traditional" merchant account, and Stripe always worked exceptionally well. That was back when they held your money for 7 days... now they get it to you quite quickly. No complaints, easy setup...

All of these processors are quite pricey, so if you are going to start pushing any sort of volume through it, you may want to consider a traditional merchant account with an or similar-type gateway. You may get better rates by 100-500 (or more) basis points.

Oh... and Stripe isn't a paypal company.... I don't dislike Paypal like I used to when they would routinely hold 30% of funds for 90 days, but I'm still not a great fan.  So for me, that's a plus... 

Patrick Steil Church Webmaster at

September 1st, 2015

100% Stripe.  Stripe has won the minds of developers.  Their API is easy to work with, well documented and they support many many countries.  This has caused more developers to integrate with Stripe than probably any other payment processor.  

Especially if you will be using WordPress as your platform (and most startups probably should), all the popular payment plugins support Stripe.


Veeresh Devireddy Founder at FireLinks.IO,, Ex Tech and Product Lead at Cisco, Ebay and Apple

February 27th, 2019

I tried both and I found Stripe is better than Braintree, mainly for flexible pay-as-you-go model, less trx fee, good admin dashboard, and simple API.

Aaron Evans

February 28th, 2019

In my opinion, Stripe is easier with a better API, but Braintree has better service support -- and costs a bit more accordingly. I'd go with with Braintree personally for that reason, and because they don't have a record of making political decisions and cutting off customers without notice the way Stripe does.

Aravind Nirmal Kumar Formally Informal

August 28th, 2015

Well not just now but even after choosing one over the other you might be faced with such questions, there is always pros and cons to each of the gateways, I am from and I would suggest you integrate as that will give you the ability to easily use multiple payment gateways and as well switch from one gateway to the other one.

Corey Butler Entrepreneur, Consultant, & Web/Data Engineer

August 28th, 2015

This exact same question was asked in the Austin Startups FB Group. Here was my response:

I've tried to work with the Braintree API in the past and have had the same developer experience each time (both pre/post acquisition). The API experience is lacking. The docs were rarely updated to reflect changes, the API clients were incomplete, some of the API wasn't very intuitive, etc. I originally went with them because their processing costs were lower, and ultimately switched to Stripe because the slightly higher fees yet lower time commitment with Stripe outweighed the development costs with Braintree.

Joseph Cavanagh VP, Payment Services

August 28th, 2015

I am from the industry and I would absolutely go with Stripe. Both are expensive so depending on what you're needs are you can find cheape